Rates and Insurance 

Self-Pay Rates

Self-pay gives you freedom to choose any provider, immediate availability, and fully personalized care—no diagnosis or approval needed. Enjoy greater privacy and a treatment plan tailored entirely to your goals.

Sessions with a Psychiatric Mental Health Nurse Practitioner (for Medication Management) are:

  • $200 For a 60-Minute Initial Evaluation
  • $150 for a 45-Minute Follow-Up Session
  • $100 for a 30-minute Follow-Up Session
  • All Sessions are Virtual ONLY

Sessions with a Licensed Masters Level Therapist or Licensed Psychologist are:

  • $150 For an Initial Evaluation
  • $150 for a 53-Minute Session
  • $75 for a 30-minute Session
  • $200 for a 53-minute WEEKEND Session
  • Virtual or In-Office Sessions

Sessions with a Provisionally Licensed Masters Level Therapist are: 

  • $100 - $125 For An Initial Evaluation
  • $100 - $125 for a 53-minute session
  • $75 for a 30-Minute Session
  • $150 for a 53-Minute WEEKEND Session
  • Virtual or In-Office Sessions

Sessions with an Intern Therapist in a Master’s Degree program under Clinical Supervision are: 

  • $55 for a 45-55 minute session
  • $55 for a 45-55 minute WEEKEND Session
  • In-Person Sessions ONLY (No Online appointments available)
rates

Insurance Rates

Insurance helps make care more affordable by covering most costs. Skilled in-network clinicians offer quality support, making it a budget-friendly choice for accessing mental health care.

insurance

Insurance is accepted by some of our Provisionally Licensed and Licensed Therapists. Insurance is not accepted by our Psychiatric Mental Health Nurse Practitioner. 

Our Insurance Clinicians are proud to participate in the following insurance plans:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • United Healthcare

Your cost per session varies based on your co-pay and deductible. Call your Insurance for accurate information.

We recommend asking these questions to your insurance provider to help determine your benefits:

  • Does my health insurance plan include mental health benefits?
  • Do I have a deductible? If so, what is it, and have I met it yet?
  • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
  • Do I need written approval from my primary care physician to cover services?

Which One Is Right For You?

 

Insurance Services

Self-Pay Services

Lower Costs. Insurance covers most treatment expenses, reducing out-of-pocket payments

Pay the full session fee. Credit card, cash, or HSA/FSA cards accepted 

Skilled Clinicians. However, not all clinicians at TNMW accept Insurance

Skilled Clinicians & More Choice. Freedom to select any provider without network restrictions

Diagnosis Required. Diagnoses stays on your permanent medical record

No diagnosis required

Waitlist likely to meet with therapist

Immediate availability

Possible treatment restrictions. Some insurances determine the number of sessions and type of treatment you can receive

More personalized care. You and your therapist set the session frequency and treatment approach based on your goals and preferences, ensuring personalized care without restrictions.

More potential for breaches in privacy with insurers and third-party billers. 

Greater Privacy: Fewer third-party disclosures and no claims processed by insurers, offering more confidentiality.

Approvals and/or referrals sometimes required for mental health treatment

No Approval Needed: Direct access to care without needing referrals or pre-authorization.

 

Save Money on Out-Of-Network Therapy Sessions

We've partnered with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions and skip the hassle of insurance claims. To see if you qualify, click the button below: 

Payments:

We accept cash, checks, and all major credit cards as forms of payment. We also accept HSA and FSA cards for Self-Pay sessions.

Out of Network Reimbursement:

Our Self-Pay Therapists are not directly paneled with your insurance; However, you may still be able to submit a receipt for partial reimbursement to your insurance company. Call the customer service number on the back of your card to ask if you have out-of-network mental health outpatient benefits and about the details of what they reimburse.

Cancellation Policy:

If you cannot attend a session, please cancel at least 24 hours beforehand. Otherwise, you will be charged the FULL session fee.

Invest In Your Well-Being So Tomorrow You Can:

  • Have more energy (it is draining to feel emotionally miserable!)
  • Save money (research shows that consistent therapy- weekly or bi-weekly- helps you heal faster and with fewer sessions overall than going to therapy sporadically)
  • Heal anxiety, stress, and overwhelm
  • Reach your emotional health & physical wellness goals
  • Enjoy fulfilling relationships

Think about how much money and time you spend right now on avoiding your concerns, worries, and anxieties. If you are ready to start healing and growing

Our Services