---
title: Therapy Rates & Superbills | TN Mental Wellness
description: Self-pay therapy rates in Tennessee, with superbills for out-of-network reimbursement. HSA/FSA accepted and no diagnosis required. Book a free consult.
---
[](https://tnmentalwellness.com/home?hsLang=en)
- Specialties
- [Therapy for Kids](https://tnmentalwellness.com/therapy-for-kids)
- [Therapy for Teens](https://tnmentalwellness.com/therapy-for-teens)
- [Therapy for Couples](https://tnmentalwellness.com/couples)
- [Anxiety Therapy](https://tnmentalwellness.com/anxiety-treatment)
- [Brainspotting Therapy](https://tnmentalwellness.com/brainspotting)
- [Cognitive Behavior Therapy](https://tnmentalwellness.com/cognitive-behavioral-therapy)
- [Depression Therapy](https://tnmentalwellness.com/depression-treatment)
- [Divorce Recovery Therapy](https://tnmentalwellness.com/divorce-recovery)
- [LGBTQIA+ Therapy](https://tnmentalwellness.com/lgbtqia-therapy)
- [Postpartum Depression Therapy](https://tnmentalwellness.com/postpartum-depression)
- [EMDR & Trauma Therapy](https://tnmentalwellness.com/emdr-trauma-therapy)
- [Services](https://tnmentalwellness.com/modalities)
- [Assessments - Psychological & Forensic Evaluations](https://tnmentalwellness.com/psychiatricevaluations)
- [Couples Counseling/Therapy](https://tnmentalwellness.com/couples)
- [Groups](https://tnmentalwellness.com/groups)
- [In-Person Therapy](https://tnmentalwellness.com/in-person-virtual-therapy)
- [Virtual Therapy](https://tnmentalwellness.com/virtual-therapy)
- [Corporate Workshops](https://tnmentalwellness.com/corporate-workshops)
- [Supervision](https://tnmentalwellness.com/supervision)
- About
- [About TN Mental Wellness & Meet our Licensed Therapists](https://tnmentalwellness.com/meet-the-team)
- [Meet our Graduate Student Intern Therapists](https://tnmentalwellness.com/graduate-student-interns)
- [Keiara Marsh-Cartwright](https://tnmentalwellness.com/keiara-marsh-cartwright-lmft)
- [Bethany Legg](https://tnmentalwellness.com/bethany-legg)
- [Trey Manor](https://tnmentalwellness.com/trey-manor-lmft)
- [Emily Runyan](https://tnmentalwellness.com/emily-sullivan-runyan-lmft)
- [Criselda Gonzalez-Meza](https://tnmentalwellness.com/graduate-student-interns)
- [Lanie Elmore](https://tnmentalwellness.com/graduate-student-interns#lanie)
- [Dr. Clara Thompson](https://tnmentalwellness.com/dr-clara-thompson)
- More Info
- [Blog & Resources](https://tnmentalwellness.com/blog)
- [Rates and Insurance](https://tnmentalwellness.com/rates-and-insurance)
- [Common Questions](https://tnmentalwellness.com/common-questions)
- [Employment](https://tnmentalwellness.com/employment)
- [Locations](https://tnmentalwellness.com/contact-us)
- [Hendersonville Office](https://tnmentalwellness.com/tnmw-hendersonville)
- [Gallatin Office](https://tnmentalwellness.com/tnmw-gallatin)
- [Schedule](https://tnmw.janeapp.com/)
- Specialties
- [Therapy for Kids](https://tnmentalwellness.com/therapy-for-kids)
- [Therapy for Teens](https://tnmentalwellness.com/therapy-for-teens)
- [Therapy for Couples](https://tnmentalwellness.com/couples)
- [Anxiety Therapy](https://tnmentalwellness.com/anxiety-treatment)
- [Brainspotting Therapy](https://tnmentalwellness.com/brainspotting)
- [Cognitive Behavior Therapy](https://tnmentalwellness.com/cognitive-behavioral-therapy)
- [Depression Therapy](https://tnmentalwellness.com/depression-treatment)
- [Divorce Recovery Therapy](https://tnmentalwellness.com/divorce-recovery)
- [LGBTQIA+ Therapy](https://tnmentalwellness.com/lgbtqia-therapy)
- [Postpartum Depression Therapy](https://tnmentalwellness.com/postpartum-depression)
- [EMDR & Trauma Therapy](https://tnmentalwellness.com/emdr-trauma-therapy)
- [Services](https://tnmentalwellness.com/modalities)
- [Assessments - Psychological & Forensic Evaluations](https://tnmentalwellness.com/psychiatricevaluations)
- [Couples Counseling/Therapy](https://tnmentalwellness.com/couples)
- [Groups](https://tnmentalwellness.com/groups)
- [In-Person Therapy](https://tnmentalwellness.com/in-person-virtual-therapy)
- [Virtual Therapy](https://tnmentalwellness.com/virtual-therapy)
- [Corporate Workshops](https://tnmentalwellness.com/corporate-workshops)
- [Supervision](https://tnmentalwellness.com/supervision)
- About
- [About TN Mental Wellness & Meet our Licensed Therapists](https://tnmentalwellness.com/meet-the-team)
- [Meet our Graduate Student Intern Therapists](https://tnmentalwellness.com/graduate-student-interns)
- [Keiara Marsh-Cartwright](https://tnmentalwellness.com/keiara-marsh-cartwright-lmft)
- [Bethany Legg](https://tnmentalwellness.com/bethany-legg)
- [Trey Manor](https://tnmentalwellness.com/trey-manor-lmft)
- [Emily Runyan](https://tnmentalwellness.com/emily-sullivan-runyan-lmft)
- [Criselda Gonzalez-Meza](https://tnmentalwellness.com/graduate-student-interns)
- [Lanie Elmore](https://tnmentalwellness.com/graduate-student-interns#lanie)
- [Dr. Clara Thompson](https://tnmentalwellness.com/dr-clara-thompson)
- More Info
- [Blog & Resources](https://tnmentalwellness.com/blog)
- [Rates and Insurance](https://tnmentalwellness.com/rates-and-insurance)
- [Common Questions](https://tnmentalwellness.com/common-questions)
- [Employment](https://tnmentalwellness.com/employment)
- [Locations](https://tnmentalwellness.com/contact-us)
- [Hendersonville Office](https://tnmentalwellness.com/tnmw-hendersonville)
- [Gallatin Office](https://tnmentalwellness.com/tnmw-gallatin)
- [Schedule](https://tnmw.janeapp.com/)
# Session Rates
[Book a Free Consultation](https://tnmentalwellness.com/free-consultation?hsLang=en)
At Tennessee Mental Wellness, our Self-Pay Mental Health services give you the freedom to choose any provider, immediate availability, and fully personalized care—no diagnosis or approval needed. Enjoy greater privacy and a treatment plan tailored entirely to your goals.
## Licensed Therapist
Sessions with a **Licensed Therapist (LMFT or LPC/MHSP)**:
- $150 for a 50-Minute Session
- $225 For a 90-Minute Session
- $200 for a 50-Minute WEEKEND Session
*Virtual or In-Office Sessions Available*
## Associate Licensed Therapist
Sessions with an Associate **Licensed Therapist** (AMFT, LPC/MHSP(t)):
- $115 for a 50-minute session
- $165 for a 50-Minute WEEKEND Session
*Virtual or In-Office Sessions*
## Therapist Intern
Sessions with an **Intern Therapist in a Master’s Degree** program under Clinical Supervision are:
- $55 for a 45-55 minute session
- $55 for a 45-55 minute WEEKEND Session
*Affordable counseling options are available through our Graduate Interns, with limited sliding-scale fees offered to clients experiencing hardships*
**Note:** *At TNMW, if you are seeing a Masters Level Counselor (Under Supervision), know that we are very selective in our hiring process and work extremely closely with the supervising clinician to ensure their development and the quality of the treatment they deliver. We set the private pay-per-session rates for these counselors significantly lower than our seasoned and licensed therapists. This can mean significant financial savings when looking at the long-term costs of seeking treatment. We have found that many people will opt to see an Intern who is not paneled with their insurance company because the per-session rate can be lower than the copay or cost of counseling using their high-deductible plans.*
## Why Investing in Your Mental Health &
## Relationship Counseling is Worth It
### Why Choose Self-Pay? Because You Deserve Exceptional Care
*We know how hard it can be to find the right support. Our self-pay model gives you access to expert care without restrictions, ensuring you and your family receive the highest level of personalized mental health and relationship healing treatment.*
- **Expert Clinicians** – Our therapists specialize in trauma healing and couples therapy, using proven methods like Brainspotting, IFS, EFT, and the Gottman Method.
- **Immediate Availability** – No insurance delays or long waitlists—just expert care when you need it.
- **Freedom to Choose** – Work with the provider who best fits your needs, without network restrictions.
- **No Diagnosis Required** – Get support without needing a mental health diagnosis on record.
- **Flexible Payment Options** – Use credit, cash, or HSA/FSA cards for easy payment.
- **Personalized Care** – You and your therapist set the course for your healing—no outside approval needed.
- **Enhanced Privacy** – Keep your mental health journey confidential, without third-party involvement.
Your emotional and relationship health are too important to compromise. Get the specialized, high-quality care you deserve.
[Therapists](https://tnmentalwellness.com/tnmw-gallatin?hsLang=en#therapists)
## Why We Don't Take Insurance - And What We Do Instead
When you see that we don't take insurance, your first reaction might be concern about cost. That's completely understandable, and we want to be upfront with you about how this works and why we've made this choice.
Our mission is to help you grow and change in a safe environment where your confidentiality and goals for growth are protected. Counseling can be a vulnerable experience, and aspects of working with insurance companies may undermine the safe environment we fiercely seek to protect. These are the reasons why we do not accept insurance:.
## 1. You don't need a diagnosis to walk through our door.
To bill insurance, we'd have to give you a formal mental health diagnosis — not because it necessarily fits your situation, but because insurance requires one to process the claim.
That diagnosis becomes part of your permanent medical record. Depending on your career or future plans, it can show up in federal background checks, life insurance applications, and certain professional licensing processes. Pilots, first responders, security clearance applicants — this is something to take seriously.
We believe you shouldn't have to be labeled to get help. Maybe your marriage is in crisis. Maybe you're a parent watching your child struggle and you don't know what to do. Maybe you feel like you've been holding it together for so long that you've forgotten what okay even feels like. None of that requires a diagnosis. It requires a skilled therapist who can actually help — and that's what we offer.
## 2. What's said in your sessions stays in your sessions.
When insurance is involved, so is a third party. Your diagnosis, your treatment details, your progress notes — all of it can be accessed by the insurance company and the technology platforms they use to manage claims.
We don't share your information with anyone. What happens between you and your therapist stays there.
## 3. Your therapist decides your treatment. Not a case manager who's never met you.
Insurance companies don't just pay for therapy — they manage it. They can review your records, question whether your treatment is "medically necessary" by their standards, and pressure therapists to change course. This happens even when the therapist believes more sessions are exactly what the client needs.
When you work with us, you and your therapist make those calls together. Need to come twice a week for a season because that's what the healing requires? We do that. Ready to taper off because you've done the hard work and you can feel it? We do that too. The pace and the plan are yours.
## How We Help Reduce Therapy Costs.
Therapy is an investment, and you probably want to know what you're looking at before you reach out.
We provide a **superbill** after each session — a detailed receipt you can submit directly to your insurance company for potential out-of-network reimbursement. Many of our clients get a meaningful portion of their fees back this way.
One more thing worth knowing: when therapy actually gets to the root of what's keeping you stuck — rather than just teaching you to manage around it — you often need fewer sessions over time, not more. When you heal the root, you don't need a band-aid every week.
## **Ready to Start Healing?**
Reach out and we'll help you navigate the financial piece from the start.
## **Payments:**
We accept cash, checks, and all major credit cards as forms of payment. We also accept HSA and FSA cards for Self-Pay sessions.
## **Out of Network Reimbursement:**
Our Self-Pay Therapists are not directly paneled with your insurance; however, you may still be able to submit a receipt for partial reimbursement to your insurance company. Call the customer service number on the back of your card to ask if you have out-of-network mental health outpatient benefits and about the details of what they reimburse.
## **Cancellation Policy:**
If you cannot attend a session, please cancel at least 24 hours beforehand. Otherwise, you will be charged the FULL session fee.
## Invest In Your Well-Being So Tomorrow You Can:
- Have more energy (it is draining to feel emotionally miserable!)
- Save money (research shows that consistent therapy- weekly or bi-weekly- helps you heal faster and with fewer sessions overall than going to therapy sporadically)
- Heal anxiety, stress, and overwhelm
- Reach your emotional health & physical wellness goals
- Enjoy fulfilling relationships
Think about how much money and time you spend right now on avoiding your concerns, worries, and anxieties. If you are ready to start healing and growing
1\. Pick Your [Therapist](https://tnmentalwellness.com/gallatin-office?hsLang=en).
2\. Book A [Free Consultation!](https://tnmw.janeapp.com/#/free-consultation)
3\. Start Feeling Like You Again!
[Book a Free Consultation](https://tnmentalwellness.com/free-consultation?hsLang=en)
## Our Services
###### [ Anxiety](https://tnmentalwellness.com/anxiety-treatment?hsLang=en)
###### [ Depression](https://tnmentalwellness.com/depression-treatment?hsLang=en)
###### [ Trauma Therapy](https://tnmentalwellness.com/emdr-trauma-therapy?hsLang=en)
###### [ Couple Counseling](https://tnmentalwellness.com/couples?hsLang=en)
###### [ Therapy for Teens](https://tnmentalwellness.com/therapy-for-teens?hsLang=en)
###### [ Therapy for Kids](https://tnmentalwellness.com/therapy-for-kids?hsLang=en)
###### [ Divorce Recovery](https://tnmentalwellness.com/divorce-recovery?hsLang=en)
###### [ Brainspotting](https://tnmentalwellness.com/brainspotting?hsLang=en)
###### Bariatric Counseling
###### [ LGBTQIA+](https://tnmentalwellness.com/lgbtqia-therapy?hsLang=en)
###### [ Postpartum Depression](https://tnmentalwellness.com/postpartum-depression?hsLang=en)
###### [ Group Therapy](https://tnmentalwellness.com/groups?hsLang=en)
## Areas We Serve in Greater Nashville, Tennessee & Kentucky
### We have offices in:
- [Gallatin](https://tnmentalwellness.com/tnmw-gallatin?hsLang=en), TN
- [Nashville](https://tnmentalwellness.com/tnmw-nashville?hsLang=en), TN
- [Hendersonville,](https://tnmentalwellness.com/tnmw-hendersonville?hsLang=en) TN
### Virtual Counseling Across Tennessee, Kentucky and South Carolina
[Telehealth therapy](https://tnmentalwellness.com/tennessee-online?hsLang=en)is available throughout Tennessee, Kentucky, and South Carolina for clients who prefer virtual therapy.
[](https://tnmentalwellness.com/home?hsLang=en)
**Gallatin Office**
1185 Nashville Pike
Gallatin, TN 37066
**Hendersonville Office**
111 Shivel Drive
Hendersonville, TN 37075
[**Email:** office@tnmentalwellness.com](mailto:office@tnmentalwellness.com)
[**Call:** 615-510-4551](tel:6155104551)
**Fax:** 615-622-8949
   
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- [Good Faith Estimate](https://tnmentalwellness.com/good-faith-estimate)
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